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Hyundai Finance™.

A range of car finance options to meet your needs and help you
get that new or pre-owned Hyundai sooner rather than later.

Hyundai Finance™
offering you more.

No matter who you are or which Hyundai you have your eye on, we have a range of finance options available, for both private and business use, at your local dealership. Making the overall buying process convenient.

All our Hyundai Finance™ options are provided through St George bank, a trusted provider for car finance in Australia.

Personal
Business

Hyundai CarPlan™

What is Hyundai CarPlan™? It is one of our finance products that gives you increased flexibility every time you buy from us. The benefit is that at the end of your finance contract you can choose to pay any amounts owing on the contract to keep the car, trade it in for a newer Hyundai or return it and use the agreed Guaranteed Future Value that will meet any amount owing under the finance contract[H1]. It’s up to you!

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Consumer Finance Loan.

What is a consumer finance loan? A consumer loan is an arrangement where Hyundai FinanceTM[H2] lends you the money to buy whichever new or pre-loved Hyundai you like. You then pay it off over the term and once the loan is repaid the car is all yours!

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Why choose Hyundai Finance™?

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The value of your Hyundai.

In most cases, the value of your Hyundai is all the security we need, to provide you with one of our finance solutions.

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Choose your term.

Depending on the finance option best suited for your needs you may also be able to select the loan term from 1 year to 7 years. For Hyundai CarPlan™ the contract term can be for 36 or 48 months only.

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Expert knowledge.

Contact us or come into a dealership to speak with one of our expert finance managers who’ll help you choose the best finance option for your needs.

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All inclusive finance.

We may also be able to finance the upfront costs related to purchasing your vehicle, making the process that little bit simpler.

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Flexible payment options.

Make the choice to pay weekly, fortnightly or monthly as best suits your needs as well as whether to make payments via BPAY or direct debit.

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Tailored repayment options.

Choose to pay a deposit upfront or opt to make a balloon payment at the end of your loan term – either will help reduce your regular repayments.

Finance Lease[H2].

What is a finance lease? This is a rental agreement whereby you have full access to the car in return for paying a regular rental fee for a set term. Hyundai FinanceTM will own the car.

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Commercial Hire Purchase[H2].

What is a commercial hire purchase? Essentially, a hire purchase allows you to hire our Hyundai vehicles over an agreed repayment term. The title for the vehicle is then transferred over when the last rental payment is made.

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Goods Loan[H2].

What is a goods loan? This is an attractive option when your vehicle will be used for business purposes at least 50% of the time. As a result, you may be able to claim tax deductions including depreciation.*

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Why choose Hyundai Finance™?

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Business effective options.

All our business finance options – finance lease, hire purchase and goods loan – can be tax effective options for business*.

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Choose your term.

You have the option to choose the length of term for your finance option from 1 year to 5 years.

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Expert assistance.

Contact us or come into a dealership and speak with one of our expert finance managers to help choose the best finance option for you and your business.

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All inclusive finance.

We may also be able to finance the upfront costs related to purchasing your vehicle, making the process that little bit simpler.

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Tailor your repayments.

After assessing your needs you may decide to pay a deposit upfront or opt to make a balloon payment at the end of your loan term. This may allow for a more tailored repayment plan for your business.

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No additional security.

In most cases, the value of your Hyundai is all the security we need to provide you with one of our finance solutions.

How Hyundai Finance™ works.

Your car finance journey starts here - calculate your estimated repayments online and then
reach out to one of our friendly finance managers so we can help you each step of the way.

Step 1: Calculate your repayments online.
Use our flexible loan calculator below to research what your loan repayment options may be.
Step 2: Get assistance.
Our finance specialists are ready to answer all your questions. Come into a dealership or give us a call to continue your finance journey.
Step 3: Apply for the loan.
Agree on a finance solution, apply for the loan and (if approved) sign your contract and drive away in your new Hyundai vehicle.

Calculate your repayments.

Common finance questions.

We know that working out the best finance option can be hard work.
So, to help you get you started, below are some commonly asked questions along with their general answers. 

When applying for Hyundai Finance please have the following documents ready to confirm your identity and so we can better understand your financial position. This all helps us to identify an appropriate finance option.
  • Current driver’s licence or proof of identity
  • Proof of income - 3 consecutive pay slips
  • If a homeowner, proof of ownership such as council rates notice or title
This depends on the finance option you choose to go with. For most this will mean that you now own your car outright, for others it will mean that a range of options may be available. For example, this may be the opportunity to trade it in, return the vehicle and access the agreed Guaranteed Future Value[F1] to repay the loan balance or even upgrade to a new model on a new finance plan. Regardless, this will all be explained to you at the outset of the process so you know right from the start what to expect at the end.
As finance for business is a little different to a personal loan there are some additional criteria you may need to be aware of to help process your request and to get the right solution for your business. Depending on the structure of your business, these additional criteria may include;
  • Proof of ABN and Business Registration.
  • BAS and bank statements
  • Business financials (depending on how long your business has been operating)

Your business manager will be able to advise you what information is required.

Disclaimers.

[F1] Hyundai Finance™ is a registered trademark of Hyundai Motor Company and is operated under licence by St.George Bank – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. Finance to approved applicants, subject to suitability. Credit criteria, fees, charges and terms and conditions apply.

[F2] The information provided on this website is intended to provide general information only. Hyundai Finance™ does not provide taxation advice. You should obtain independent taxation advice. Please speak to an independent advisor for any tax-related queries.

This calculator is a tool for indicative use only. No result from the use of the calculator should be considered a loan application or an offer of a loan. The calculator does not take into account your personal circumstances or any fees and charges or government taxes which may apply. Repayments as a result of this simulation can vary based on your personal circumstances including your credit worthiness. You should discuss your circumstances with your local Hyundai dealer.


[H1] The Hyundai CarPlan from Hyundai Finance is a feature which ensures you receive the Guaranteed Future Value (determined by Hyundai Finance) at the end of the term of your contract when you return the vehicle or trade it in at a participating Hyundai Dealer in accordance with the terms and conditions. To exercise the feature your vehicle must be inspected and assessed by a participating Hyundai dealer at the end of the term of your finance contract. Adjustments to the value may apply. You receive the Guaranteed Future Value for the car if you exercise the feature at the end of the term and purchase a new or demonstrator Hyundai at the same time. The amount you receive on trade in will satisfy the final repayment, even where the trade in is less than the repayment amount. Available only to approved applicants of Hyundai Finance™. Subject to credit assessment and for consumer applications, responsible lending criteria. Fees and charges apply. Your total interest charged may be higher if you choose the Guaranteed Future Value feature for your loan, compared to a loan without the feature. Fleet, government, rental buyers, hire car and chauffeur companies are excluded. Hyundai Finance™ and Hyundai CarPlan™ are registered trademarks of Hyundai Motor Company used under sublicence by St.George Bank – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. Hyundai Finance is the registered business name of Hyundai Motor Company Australia Pty Ltd ABN 58 008 995 588.

[H2] Credit criteria, fees, charges and T&Cs apply. Hyundai Finance is a registered trademark of Hyundai Motor Company and is operated under licence offered by St. George Bank - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian Credit Licence 233714.

*The information contained on this website is of a general nature only. It doesn’t take account of any person’s objectives, financial situation or needs. Before acting on this information, you should consider whether it is appropriate for your circumstances and seek independent legal, financial, and taxation advice.