Hyundai Finance®.
Our financial services help you get behind the wheel of a new
car sooner. We also ensure your car’s finance is engineered to
comfortably suit your budget and lifestyle.
Hyundai Finance® offering you more.
Competitive rates, personalised for you or your business.
When you finance through Hyundai Finance, you’ll receive a personalised interest rate2 tailored to your individual or business circumstances. We take the time to understand your needs and use your credit profile to calculate a rate that’s right for you. Whether you’re purchasing a Hyundai for personal or business use, you’ll enjoy a rate that reflects your unique profile and requirements. Find out your personalised rate and estimated repayments3 today
Calculate your estimated repaymentsPersonal Car Finance.
A consumer loan can be personalised to suit your budget and lifestyle. Our flexible and reliable finance options come from car finance experts, offering practicality and affordability. Plus, once your last payment is made, the car is yours to keep.
Contact a dealer
Business Car Finance.
If you’ll use your vehicle for work more than half the time, then a Business Loan may be a smart way to pay. Our business finance solutions offer flexible repayments, potential tax benefits and a streamlined application process. We’ll help you tailor your finance around your business needs, so you can grow your business with confidence.
Contact a dealer
Hyundai Guaranteed Future Value.
A Guaranteed Future Value[1] Loan provides reassurance that you won’t owe more than what your car is worth at the end of your loan term (subject to meeting the agreed kilometres and Fair Wear and Tear requirements).
What’s more, you’ll enjoy flexibility at the end of your loan term, as you can choose whether you trade-in, keep or return your vehicle.
Electric Vehicle Finance Discount
Hyundai Finance offers discounted finance on eligible Hyundai electric vehicles (EVs), helping to reduce upfront cost barriers to EV adoption – making electric mobility a more achievable option for more Australians. Approved applicants receive a 1.00% p.a. discount off their personalised interest rate* when financing an eligible new and demo (<5,000 km) Hyundai battery electric vehicles with a retail price of $91,387 or less including GST.
View Electric Range
Why choose Hyundai Finance®?
A convenient way
to finance.
We know your time is valuable. At your local Hyundai Finance® dealership, you can choose your car and apply for finance at the same time. Our streamlined application process is designed to get you behind your new Hyundai sooner.
Choose your
timeframe.
You can personalise your loan by choosing how long you want it for. We offer finance terms of 24 to 84 months for consumer loans, 12 to 84 months for business loans and 24 to 48 months for Guaranteed Future Value (GFV) loans.
Competitive fixed interest rate.
Your personalised interest rate is tailored for you. What’s more, your repayments are fixed for the life of your loan. You’ll always know what your repayments will be and you’re protected from the risk of rising interest rates – that means you can plan your budget with confidence.
Afford the
inclusions you
want.
You may have the option to include more than just your car in your Consumer or Business Loan. You may add car accessories, servicing and your on-road costs – such as your first year’s CTP insurance and registration.
Flexibility.
You can make extra repayments to reduce the length of your loan. However, if you pay out your loan early, you may be required to pay a fee.
Repayments to suit
your needs.
One way to reduce your repayment amount is to pay a deposit up front. Or you can add a balloon payment at the end of your loan. A balloon is a payment that you make at the end of your loan in exchange for lower repayments during the life of your loan. Note that the convenience of a balloon payment can cost you more in interest.
How Hyundai Finance® works.
Common finance questions.
To help you get you started, below are some commonly asked questions along with their general answers.
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Your local Hyundai Finance® dealer’s Business Manager will work with you to design your car finance around your budget and make getting finance for your new car as simple as possible. Please have the following documents ready to confirm your identity and so we can better understand your financial position.
- Proof of identity - current driver’s licence.
- Proof of income - 2 most recent and consecutive pay slips. Alternatively, you can simply upload your bank statements through our secure portal at your local Hyundai Finance® dealer (most Australian online bank accounts supported).
- Proof of residence and rent – rental statement or tenancy agreement if you're currently renting.
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Business finance is different from personal loans and requires additional criteria based on your business structure. These may include:
- Proof of ABN and business registration
- BAS and bank statements
- Business financials (depending on your business's operating history)
Your business manager will advise on the specific information required.
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This depends on your chosen finance option. For many, it means owning the car outright, while others may have different options. You could trade in the vehicle, return it and use the Guaranteed Future Value to repay the loan balance, or upgrade to a new model with a new finance contract (subject to lending criteria and T&Cs apply). You may also choose to apply to refinance any outstanding balloon amount (this would be subject to our standard assessment criteria, terms and conditions).
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Your personalised interest rate is a rate that’s tailored to you based on your credit score, loan amount, term and other relevant loan details. It does not take into account your personal or financial circumstances.
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No. Checking your personalised interest rate estimate online with Hyundai Finance will not impact your credit score. A full credit check is only completed if you decide to proceed with a finance application.
Hyundai Finance Customer Portal
If you are an existing Hyundai Finance customer with a contract starting on or after 24 November 2024, you can manage your account online using the Hyundai Finance Customer Portal. Easily update your personal information, manage your payments, access important documents and contact our support team.
LoginDisclaimers.
The finance information provided on this website by Hyundai Capital Australia Pty Ltd (ABN 42 611 226 316), Australian Credit Licence 554051 trading as Hyundai Finance® is general in nature and does not take into account your objectives, financial situation and needs. Before making a decision about any of the product and services featured on this website, you should consider whether it is appropriate for you, including consulting with your own independent legal, taxation and financial advisor.
*Offer available on approved finance applications received after 23/01/2026 for eligible new and demonstrator Hyundai battery electric vehicles only. Excludes all hybrid electric vehicles. Vehicle eligibility, price cap and other criteria apply. The maximum eligible vehicle price is $91,387 GST inclusive based on the original vehicle invoice price. A customer deposit or trade-in does not reduce the vehicle price for eligibility purposes. For the purposes of this offer, demonstrator vehicles must meet the CEFC demonstrator eligibility criteria and are not determined by Hyundai Motor Company Australia Pty Ltd’s demonstrator definitions. Eligible demonstrators must have less than 5,000km. Discounts are applied to the customer’s personalised interest rate and may vary by brand and campaign. This offer cannot be combined with any other finance offer unless it’s expressly stated in that offer’s terms. Not available to government, rental or novated lease customers or with other offers. Approved applicants only. Terms, conditions, fees, charges, lending and eligibility criteria apply. The CEFC is not involved in individual financing decisions. Credit for the EV Finance Discount is provided by Hyundai Capital Australia Pty Ltd (ABN 42 611 226 316), Australian Credit Licence 554051, reserves the right to change or withdraw this offer at any time.
Finance is provided by Hyundai Capital Australia Pty Ltd ABN 42 611 226 316 Australian Credit Licence 554051 trading as Hyundai Finance®. For approved applicants only. Terms, conditions, fees, charges, lending and eligibility criteria apply.
1 The Guaranteed Future Value (GFV) is the minimum future value of your approved Hyundai set out in your contract. At the end of the term, you can choose to sell your car to us, and we will pay the GFV which you can deduct from the amount you pay us under the contract on the last day of term. We will only pay the GFV if, on the last day of term, you're not in default under your contract, your contract has not ended early, and you have met the fair wear and tear requirements and the agreed kilometres. Adjustments to the GFV may apply that result in you having to pay any shortfall to meet your obligations under the contract. Approved applicants only. Terms, conditions, fees, charges, lending and eligibility criteria apply.
2 The Hyundai Finance Personalised Pricing tool (including all rates and repayments) is indicative only and is not an offer or quote for finance. It is generated using information you provide and may include your credit score, deposit amount, loan term, repayment frequency and estimated kilometre usage. Final rates and terms will depend on a full credit assessment, verification of your financial position and satisfaction of Hyundai Finance’s lending criteria. It does not constitute financial advice. You should consider whether any Hyundai Finance product is appropriate for your circumstances and seek independent legal, financial or tax advice if necessary.
3 The estimated repayment is indicative only. Finance to approved applicants only. Terms, conditions, fees, charges, lending and eligibility criteria apply. Repayments include fees and charges. Additional fees may apply including a Dealer Agency Fee applicable to consumer loans (up to $1200) and Dealer Origination Fee applicable to business loans (up to $1300). Such fees will increase the estimated repayment amount.
4 This repayment estimator is indicative only, and does not take into account your personal circumstances, finance offer changes, fees, charges and interest rate differences. The results of this calculator should not be relied upon for the purpose of a loan application, and is not an offer for the purpose of obtaining finance.